3 steps to your free online credit reports

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1. 1. Fill out a form

   Fill out one form to request one, two, or three credit reports Request your credit reports

2. 2. Pick the reports you want

   Request your credit reports from Equifax, Experian or TransUnion.

3. 3. Request and Review your reports online

   Before you get your credit reports, you will answer a few more questions. These questions are meant to be hard. You may even need your records to answer them. They are used to ensure that nobody but you can get your credit information.
   
   If you can, save or print your credit reports so you can review them later.
   
   For information on how to obtain your credit report in Braille, Large Print, and Audio Formats please visit the Accessibility Page. You repeat this step for each credit report

Request your credit reports

Your free annual credit report does not include credit scores

Monitoring your credit reports regularly is an important part of being in control of your finances. Learn more about why monitoring matters, identity theft and ways to improve your credit score on AnnualCreditReport.com
What to look for